Commercial Credit Analyst Intern (Finance)

WHAT YOU WILL DO EVERYDAY

As an Intern within our Internship Program, you will operate as a cohort working on a capstone project, participate in panel discussions with company leadership, have direct mentorship, contribute valuable work within their department, and volunteer along with current team members in company service projects. In addition, you will have the opportunity to build knowledge and experience within the finance industry, with exposure to our vision, business objectives, processes, systems, and services. The primary responsibilities of this job include learning actual practical application of concepts and theory in area of study. Assignments serve to offer practical experience and broad exposure to the company's organizational structure and culture.

Direct Reports: None        

INTERNSHIP PROGRAM

• The Intern positions will be located in Goshen, IN.
• 12-week summer program
• 40 hours per week starting in May
• Monday – Friday 8:00 am – 5:00 pm
• Approximately 25 hours per week spent in specified department
• Approximately 15 hours spent on various learning opportunities including throughout the company

What will you learn?

• A fundamental understanding of Interra Credit Union organization's structure and culture
• An understanding of basic business operations and banking concepts
• Exposure to leadership of the company and mentoring relationships

What will you do?

Interns will be selected in one of the following areas (may also job shadow in additional areas):

• Accounting
• Credit Analysis
• Human Resources
• Innovation Management
• Data Analytics

 

 HOW YOU WILL MAKE AN IMPACT

20%         Support assigned department in administrative tasks, report generation, and project coordination. Complete engagements for designated areas as directed by your department supervisor.

20%         Develop proficiency in using various software programs specific to internship assignment. Learn how to prepare various types of professional materials such as reporting, software, presentations.

15%         Participate as a member of the Intern Project Team on projects, working along-side professional staff and senior leadership.

15%         Learn how to identify and communicate potential problem areas in financial documents, records, and reports.

15%         Conduct specific research by gathering data, interpreting results and presenting findings to various levels of management.

15%         Develop effective internal professional relationships as well as external networking skills. Enhance your professional network by connecting with colleagues within and across departments. Promote a positive relationship between the members (internal and external) and understands that service delivery to our members is our number one priority of the Credit Union.

--              Must comply with all company policies and procedures, applicable laws, and regulations, including but not limited to, the Bank Secrecy Act, the USA PATRIOT Act, and the Office of Foreign Assets Control, in addition to all Interra policies.

WHAT YOU WILL NEED TO SUCCEED

Experience

Basic knowledge of business processes and interpretation. Must be technology savvy and demonstrate a high level of competency using spreadsheets and word processing. Attention to detail and follow-through required. Experience in Microsoft Office (Outlook, Word, Excel, PowerPoint).

Education / Certifications / Licenses

Minimum of one year (24- credit hours) of college coursework specific to Accounting, Business Management, Finance, Human Resources, Computer Science, or related field actively pursuing a bachelor's degree. Will consider a variety of Majors. Minimum GPA of 3.0. Must have and maintain a valid driver's license. Work full-time during the summer (approximately May-August)

 REQUIRED SKILLS

• Ability to work in a team environment with the ability to interact in a positive manner with peers, management, and other departments.
• Strong time management, organizational skills, and an ability to multi-task.
• Ability to maintain high level of confidentiality.
• Must have professional verbal and written communication skills.
• Possess and apply a solid understanding of the work environment.
• Must be punctual, reliable, and present.
• Must be professional in appearance and manner.
• Perform work safely and effectively. Understand and follow oral and written instructions, including warning signs, equipment use, and other policies.
• Work during normal operating hours to organize and complete work within given deadlines. Work overtime and weekends as required.
• Ability to provide world class member service while executing Interra's vision, mission, and delivery of Core Values.

INTERPERSONAL SKILLS

• Courtesy and tact are essential elements of the job.
• Communications generally require shorter and not in-depth discussions.

COMPETENCIES

• Adaptable - Maintains effectiveness in reaching goals by adapting to changing circumstances, tasks, responsibilities, and people. Adjusts effectively to new work structures, processes, or requirements.
• Balance Stakeholders - Understands the needs of diverse stakeholders and the underlying motivations driving those needs, including cultural and ethical factors. Acts fairly in the decision-making process when faced with conflicting demands of stakeholders.
• Effective Communication - Utilizes a variety of communication modalities effectively and appropriately across multiple channels. Is effective in a variety of communication settings: one-on-one, small, and large groups, or among diverse styles and position levels. Adjusts to fit the message to the audience. Provides timely and helpful information to others across the organization.
• Functional Expertise - Possesses a sufficient level of technical and professional skill or knowledge in position-related areas; keeps up with current developments and trends in areas of expertise; actively seeks ways to grow and be challenged using both formal and informal development activities.
• Self-Motivated - Demonstrates initiative to address challenges, accomplish tasks, and seize opportunities, even when challenged. Demonstrates appropriate urgency and positive attitude while doing so.
• Teamwork - Effective team player who adds complementary skills and contributes valuable ideas, opinions and feedback; communicates in an open and candid manner and can be counted upon to fulfill any commitments made to others on the team.

 ADA REQUIREMENTS

Physical Requirements

• Must be capable of climbing / descending stairs in an emergency.
• Must be able to operate routine office equipment including computer, telephone, copier, facsimile, and calculator.
• Must be capable of regular, reliable, and timely attendance.

 Working Conditions

• Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.
• Some outdoor work will be required, regardless of weather, may be needed.
• May work at various different locations and conditions may vary.

Mental and/or Emotional Requirements

• Must be able to read and carry out various written instructions and follow oral instructions.
• Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics.
• Must be able to speak clearly and deliver information in a logical and understandable sequence.

ACKNOWLEDGEMENT

Nothing in the position description restricts management's right to assign or reassign duties and responsibilities to this job at any time.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This Job description is not a contract and should not be constructed as a guarantee of employment for any period of time.  Interra Credit Union is an Equal Opportunity Employer and does not discriminate against team members or applicants based on race color, religion, sex/gender, national origin, disability, age, or any other category protected by law.

Why JoinIN

• Culture: We believe that a positive work environment is key to success. Staying engaged, informed, and keeping it fun, is how we achieve this.
• Professional Growth: Our Learning and Development Team not only provide day 1 training but continuous improvement and career development for all levels.
• Community Involvement: Being an active member in communities that we are a part of is important to us. We live here, work here and stay involved here!
• Visit our Opportunities page for more information.

For more information about the role or the application process, please reach out to Ali Barden, AVP Talent Acquisition and Retention Lead at alib@interacu.com

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